Annuity Disclosures

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PLEASE READ CAREFULLY BEFORE USING THIS WEBSITE.

By accessing, browsing, or using this website, you agree to comply with and be bound by the following Disclaimer and Terms and Conditions of Use. If you do not agree with these terms, please do not use this website.

This website is owned and operated by Annuity411.org, LLC, a for-profit company. Your use of this website constitutes your agreement with Annuity411.org, LLC.

These Terms and Conditions may be updated at our sole discretion. Any changes will be posted on this page, and continued use of the site constitutes acceptance of those changes. You should revisit this page regularly to review the current terms.

Use of this website is governed by the laws of the State of Florida. By accessing this site, you consent to the jurisdiction of Florida state or federal courts.

Website Content and Usage

All content on this site—including text, graphics, logos, images, videos, articles, tools, and downloads—is the property of Annuity411.org or its content suppliers and is protected by intellectual property laws. You may view or download content for your personal, non-commercial use only. Reproduction, distribution, or transmission of any content without prior written permission is prohibited.

Disclaimer of Warranty

This site is provided on an “as is” and “as available” basis. Annuity411.org disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no guarantees about the accuracy or completeness of the information provided, or that the site will be free from errors, viruses, or interruptions.

We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this website, including loss of data, profits, or business opportunities.

Educational Purpose Only

The information on Annuity411.org is for educational purposes only and should not be interpreted as financial, legal, or tax advice. You are encouraged to consult qualified professionals to determine whether annuity or insurance products are suitable for your situation.

Indemnification

You agree to indemnify and hold harmless Annuity411.org, its officers, employees, agents, affiliates, and partners from any claims, losses, or liabilities arising out of your use of this site or violation of these Terms.

Links to Third Parties

Links to third-party sites are provided for convenience. Annuity411.org does not control or endorse third-party content and is not responsible for any damages arising from their use. Some links may be affiliate links, which may generate compensation for Annuity411.org at no extra cost to you.

Arbitration and Dispute Resolution

In the event of any dispute involving data submitted through this site, you agree to binding arbitration through Judicial Arbitration and Mediation Services (JAMS), and to waive participation in any class-action litigation.

Lead Data and Opt-Out

By submitting your information to Annuity411.org, you consent to potential contact from licensed professionals. You have 30 days from submission to opt out of arbitration related to lead data.

Privacy

Any personal information collected will be handled in accordance with our Privacy Policy. We take data security seriously and aim to protect your information.

Product Disclosures

Annuity product guarantees are based on the financial strength of the issuing insurer. Products are not FDIC insured and may be subject to surrender charges and IRS penalties for early withdrawal. Rates are estimates and subject to change until a policy is issued.

Availability

Not all products and services are available in every state. Services are intended for U.S. residents 18 years or older. Annuity411.org may refuse service at its sole discretion.

User Submissions

Comments, feedback, or suggestions submitted via this website become the property of Annuity411.org and may be used without compensation or limitation.

Prohibited Conduct

You agree not to upload, post, or transmit any unlawful, defamatory, obscene, or harmful content. Annuity411.org reserves the right to report such activity to the appropriate authorities.

Modifications

We reserve the right to change or update these Terms and Conditions at any time. Continued use of the site after changes are posted constitutes acceptance of those changes.

If you have questions about these terms, please contact us at: info@annuity411.org